5 Tips For A Better Recording Day

Dated: November 22 2019

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Buying a home can be a long process. The last thing you want after all your time spent searching for homes and getting the best mortgage rate is to have everything go wrong on closing day. Here are five tips that’ll ensure it goes smoothly.

 1. Schedule a date that works best for you: You have every right to request the closing take place at an ideal time for you, and the other parties in the transaction will usually work with you to make it happen. Whether it’s timing the closing around a pay date or the end of a lease, the first step is finding a date that minimizes stress or conflicts.

 2. Clarify your payment: Many title companies do not accept personal checks, so give yourself a few days to get a cashier’s check or set up a wire transfer.

 3. Double check insurance: You’ll need to arrange for a title insurance policy for your mortgage and purchase homeowner’s insurance (plus flood or earthquake insurance, depending on the area). Make sure your policy begins by your closing date.

 4. Do a final walk-through: You’d be surprised to find that buyers skip this step! Schedule a final walkthrough to ensure that all requested repairs have been made and everything is in working order.

 5. Take action based on walk-through: If any issues are identified, you may need to delay closing or negotiate a discount before the closing date to avoid delays.

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Homes by Vanna

Vanna has called Alaska home for the past 15 years. As a mother, real estate investor and previous business owner, Vanna brings many different perspectives when working for her clients. She has been a....

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